While New Year’s resolutions are filled with hope and promise, did you know that most are abandoned in the first few weeks?
Research has shown that around 80% of resolutions fail by February! Ditching resolutions is so common that the second Friday in January is known as “Quitter’s Day,” when most people give up on their resolutions.
Why do so many resolutions fail?
Read MoreWe've probably all been there at some point in our lives — staring at those bills, trying to figure out how the heck we ended up drowning in debt again. Whether it's unexpected emergencies, lack of planning, or just a case of the "I want it" taking over, debt can quickly spiral into a vicious cycle that can leave you feeling suffocated.
If this is you — it's time to break free from those debt shackles and reclaim your financial freedom.
Read MoreKnowing where to stash your cash can feel a bit like choosing your fighter in a video game. Each option comes with its own set of powers, weaknesses, and strategies to maximize your wealth. Some of you might be thinking, "Any old bank account will do, right?" Let me stop you right there. Not all bank accounts are created equal — they come in different shapes and sizes, each with its own set of pros and cons.
Let’s look at some of the most common bank accounts. Getting your cash situated in the right spot can maximize returns, minimize fees, and generally make your money work harder for you.
Let's unpack these traits and see how to incorporate them into your financial journey.
Read MoreIn their book "The Next Millionaire Next Door," Dr. Thomas Stanley and his daughter, Dr. Sarah Stanley Fallaw, delve into the lives of self-made millionaires, revealing some surprising truths. These "millionaires next door" aren't living flashy lifestyles. Instead, they are hard-working people who share six common behavioral traits (“wealth factors”) that paved the path to their financial success.
Let's unpack these traits and see how to incorporate them into your financial journey.
Read MoreWhat do you want to be different in the new year? Or, as it should be asked, “What habits do you want to change?”
Do you see what I did there? I think without me even explaining the reason I altered the question, your intuition probably knows why.
Approximately 80% of New Year’s resolutions fail… by February!
Do you ever wonder why New Year’s resolutions fail? Why is it so hard to make a change you know is good? Part of understanding why resolutions fail is learning a little bit about habits.
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